Important Update

To enhance the security and performance of our services, we will conduct scheduled maintenance beginning at 8:00 PM PST on Thursday, July 23, 2026. During this time, payments and account access will be unavailable for up to 2 hours. Thank you for your understanding.

Delta Dental of Colorado

Colorado Dental Plans

Our plans are designed to work with your needs and budget. With plans from Delta Dental, you get the same kind of dependable dental benefits offered by employers. In fact, many of your friends and family probably have Delta Dental insurance coverage. Protect your overall health through dental insurance coverage and regular dental check ups.

All of these great benefits are now available to you:
- Dental insurance coverage options for you and your family.
- Up to 100% coverage available on select dental plans for preventive services such as twice-yearly exams and cleanings.
- Competitive rates with automatic monthly payments.
- No waiting periods when transferring over from another qualifying dental plan as long as the waiting period has been met for the service in question on the prior plan.

Dental emergencies such as root canals, crowns or other major services can cost hundreds or even thousands of dollars. Ensuring that you have appropriate coverage if and when those emergencies arise can make a difference. Enroll in an individual plan today to get coverage for you and your family. Enrolling is easy...you can do it online and it takes just a few minutes.

Click “Get a Quote” to see your plan options.

Dental Plans

Max 5000 Plan

Annual maximum:$5,000

Deductible: $200 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

Comprehensive plan with a $5,000 dollar maximum that covers most major procedures; fillings are covered at 70% while preventive care is paid for in full.

Premium Plan

Annual maximum: $2,000

Deductible: $100 per person; once per lifetime for as long as Policy is in force; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

Get comprehensive coverage for a broad array of dental services (most dental procedures are covered). You get maximum savings along with a high dollar maximum. Preventive care is covered 100%, which means no out-of-pocket costs for exams, cleanings, X-rays and topical fluoride. This plan includes a lifetime deductible, and once paid, your plan will have no deductible.

Clear Plan

Annual maximum: None

Deductible: $0

This plan takes the guesswork out of dental expenses. You know before you go to the dentist what your share of the cost of any service will be. There are no deductibles, no waiting periods for benefits to begin, no percentages to worry about and no annual dollar maximums.

Enhanced Plan

Annual maximum:$1,000

Deductible: $50 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

A plan that closely mirrors an employer-sponsored dental plan. The Enhanced Plan offers an ample benefit backed by the state's largest network and outstanding service you expect from the best dental carrier in Colorado.

Progressive Plan

Annual maximum:Year 1: $1,500; Year 2: $1,750; Year 3: $2,000 per person per plan year

Deductible: $50 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

An affordable plan that rewards members for maintaining dental coverage by reducing the patients cost sharing over a three year period - up to a $2,000 annual maximum.

Basic Plan

Annual maximum:$1,000

Deductible: $0

Our most affordable plan focuses on prevention. In addition to services that cover preventive care like exams and cleanings, the Basic Plan also provides coverage for emergency services, fillings, and non-surgical extractions.

Patient Direct Discount Plan - THIS IS NOT INSURANCE

Annual maximum:None

Deductible per calendar year: $0

This is not insurance. It's a dental discount plan that provides members significant savings on certain procedures. There are no maximums, no waiting periods, no annual deductible, and no claims to file. Payment is made directly from the patient to the provider. Members must choose a primary network dental office to access the full benefits of the plan.


Vision Plans


Upgrade your coverage with vision insurance. DeltaVision© provides affordable vision insurance powered by the VSP Choice network to meet your vision care needs.


DeltaVision Brilliance

Eyeglass frames: $200 allowance

Exams: $0

With a $0 copay for exams, most common lens enhancements, and contact lenses, the Brilliance plan is the most flexible plan option no matter what your vision needs are.


DeltaVision Essential

Eyeglass frames: $150 allowance

Exams: $10

 

Our best-in-class and most affordable vision benefit, the Essential plan offers $10 copay for vision exams, plus additional savings so it's easy for you to access the vision care and services you need.

 

Network and providers


Delta Dental's provider network and dental insurance plan options are designed to provide our members with the best dental coverage available in Colorado.