Delta Dental of New Jersey
Our plans are designed to work with your needs and budget. With plans from Delta Dental, you get the same kind of dependable dental benefits offered by employers. In fact, many of your friends and family probably have Delta Dental insurance coverage. Protect your overall health through dental insurance coverage and regular dental check-ups.
All of these great benefits are now available to you:
- Dental Insurance coverage options for you and your family.
- Up to 100% coverage available on select dental plans for preventive services such as twice yearly exams and cleanings.
- Competitive rates with automatic monthly payments.
- No waiting periods when transferring over from another qualifying dental plan.
Paying out-of-pocket for something like a root canal or crown can cost hundreds or even thousands of dollars. You don't want to find yourself without quality dental coverage when a dental emergency comes up. Enroll in an individual plan today to get coverage for you and your family. Enrolling is easy... you can do it online and it takes just a few minutes.
Click “Get a Quote” to see your plan options.
Dental Plans
Annual maximum:$2,500
Deductible: $100 once per lifetime; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
High-dollar maximum ($2,500). 100% Preventive coverage, with 3 cleanings per year. Plan includes teeth whitening, veneers, implants and occlusal nightguard. Once the lifetime deductible is paid, there are no more deductibles on covered services.
Annual maximum:$5,000
Deductible: $250 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
A comprehensive plan with a $5,000 annual maximum that covers most major procedures, with basic procedures covered at 75% and preventive care paid in full. Includes access to Delta Dental's largest PPO Plus Premier network.
Annual maximum: Year 1: $1,500; Year 2: $1,750; Year 3: $2,000
Deductible: $50 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
An affordable plan that rewards members for maintaining dental coverage by reducing the patient's cost sharing and increasing coverage over a three year period. With no waiting periods and access to Delta Dental's largest PPO Plus Premier network.
Annual maximum:$1,000
Deductible: $50 per person up to $150 per family per plan year; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
Now available with orthodontic coverage, posterior composites and teeth whitening included. This plan closely mirrors an employer-sponsored dental plan with access to Delta Dental's largest PPO Plus Premier network.
Annual maximum:$1,000
Deductible: $50 per person up to $150 per family per plan year; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
An affordable traditional design plan that covers most major procedures as well as posterior composites and teeth whitening. Basic procedures are covered at 60% and preventive care is paid in full.
Annual maximum:Does not apply
Deductible:Does not apply
This plan takes the guesswork out of dental expenses. You will know before you go to the dentist what your share of the cost will be for any service. There are no waiting periods for benefits to begin, no deductibles, no percentages to worry about and no dollar maximums. Benefits are available in network only.
Annual maximum:Age 0-19: None; Age 19+: PPO $1,000; Non-PPO $750 per person per calendar year
Deductible: Age 0-19: $35 per person; $105 per family; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays); Age 19+: PPO; $25 per person; $75 per family; Non-PPO; $50 per person; $150 per family; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
Annual maximum:Age 0-19: None; Age 19+: PPO $1,000; Non-PPO $750 per person per calendar year
Deductible: Age 0-19: $135 per person; $405 per family; Applies to Diagnostic & Preventive; Age 19+: PPO; $25 per person; $75 per family; Non-PPO; $50 per person; $150 per family; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
Annual maximum:Age 0-19: None; Age 19+: PPO $1,000; Non-PPO $750 per person per calendar year
Deductible: Age 0-19: $135 per person; $405 per family; Applies to Diagnostic & Preventive; Age 19+: PPO; $75 per person; $225 per family; Non-PPO; $100 per person; $300 per family; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)
Annual maximum:Age 0-19: None; Age 19+: PPO None; Non-PPO $500 per person per calendar year
Deductible:Age 0-19: $135 per person up to $405 per family per calendar year; Age 19+: PPO None; Non-PPO $75 per person per calendar year; (Applies to Diagnostic & Preventive services, such as cleanings and X-rays)
Vision Plans
Eyeglass frames: $150 In Network Allowance ($80 Costco allowance)
Exams: $10 Copay for In Network coverage
Offers affordable vision exams and prescription glasses copays.
Eyeglass frames: $200 In Network Allowance ($110 Costco allowance)
Exams: $0 Copay for In Network coverage
Offers the same great benefits and perks of the Essential Plan, plus more with a higher frame allowance.
